Canopy Claims Management serves the needs of a wide range of commercial and municipal clients throughout the U.S., including:
- Large corporations and middle market businesses
- Commercial and industrial property owners
- Professional real estate managers
- Condominium associations
- Lenders and loan service organizations
- Municipalities and government entities
- Nonprofit institutions
- Auto leasing companies
- Marine and cargo
The first thing these clients appreciate about Canopy Claims Management is the depth of our expertise.
We provide a team of experienced claims professionals and full complement of technical resources needed to assess and quantify even the most complex claims.
How does that translate into results? Canopy Claims Management delivers value to its commercial clients both before a loss event and after a loss occurs.
- Pre-loss policy review and coverage assessment. Our ability to navigate the nuances of commercial property insurance policies, business interruption and contingent business interruption coverages, sublimits, exclusions and gaps that might exist when multiple policies are involved enables us to help you understand what’s at risk before you have a loss.
- Post-loss claims management. When a loss occurs, we use our ability to quantify the full extent of your physical damages, business interruption, contingent business interruption, ingress/egress issues and other aspects of your claim to help insurance companies recognize the full extent of your loss.
Our senior leadership team alone has more than 250 years of combined multiline claims experience. This core of top-flight claims executives provides direct oversight on the progress of each claim to ensure all services provided conform to our high quality standards and deliver client satisfaction.
What makes Canopy Claims Management so adept at helping insurance companies understand the extent of your loss and recognize the full value of your claim? The answer, first and foremost, is Canopy Claims Management’s experience.
Our leadership and service teams include former insurance company adjusters, supervisors, attorneys, engineers and estimators. Over the course of their careers, they’ve been on the other side of hundreds of claims, so they know what to expect from insurance companies in any given situation. And they know exactly how to respond on your behalf.
At Canopy Claims, our focus is always clear: To maximize your recovery and get you back up and running at full speed as quickly as possible.
Canopy Claims Management offers a spectrum of property claims services, including:
Accounting, valuation and quantification. When the situation calls for risk quantification and valuing complex aspects of a loss, including damaged equipment, inventory, business interruption, and CBI, Canopy Claims Management has a team of certified public, management and forensic accountants to generate the hard numbers that support your recovery.
Engineering assessments. Structural and curtain wall engineers are available to help assess structural integrity of damaged facilities, as well as cost issues associated with repairs and reconstruction.
Causation and origin analysis. Support with causation and loss origin issues is provided by seasoned experts, including former fire marshals and detectives.
Specialized expertise. From meteorologists, to roofing experts, to equipment and machinery specialists, Canopy will meet your complex claims needs with industry-leading resources and professionals.
Whenever a client calls, Canopy Claims Management responds immediately to a loss anywhere in the U.S. Whether a loss is the result of a regional disaster, crisis or isolated event, we’re there for our clients. And we’ll stay on-site as long as it takes to assess damages and gather all information needed to process the claim.
We take great pride in our ability to prepare your claim and facilitate recovery on a timely basis. The Canopy Claims Management team has served clients around the world and we’re equipped to mobilize claims and damage professionals within minutes of being notified of a disaster or loss situation.
Claims don’t get better with age. We understand that time is of the essence in property loss situations, so we arrive at the scene quickly to begin the documentation process and assist in crucial decision making.
From preservation of property and minimizing the loss to assessing coverage restrictions and identifying potential third-party recovery opportunities for uninsured losses, Canopy Claims Management gives your business the best possible chance of recovery.
Canopy Claims Management offers a comprehensive range of options that give our commercial clients the ability to rely on us for help with the entire property claims process or to select the targeted expertise they may need to quantify an exposure or resolve an individual loss.
In addition to claim preparation, adjustment and complex claim consulting, our commercial client services include:
- Property valuations
- Commercial real estate appraisals
- Business continuity, crisis management and disaster recovery plan development and review
- Claim protocol development and consultation
- Risk management
- Policy review
- Third party administration
- Disaster response
- Damage valuation and analysis
- Detailed building estimating
- Business income and extra expense valuation and analysis
- Construction management
Even within specific industries, geographical regions and perils, Canopy Claims Management recognizes that every commercial loss is unique, and we treat it that way.
From cause of loss, to how your business is structured, to the language, endorsements and limits in your insurance policies and contractual relationships, every loss situation is different. So, while the basic principles of claim management apply in every circumstance, the service and resource requirements vary considerably.
These realities are the guideposts of Canopy Claims Management’s philosophy. Our approach involves precision in how a claim is prepared, professionalism in how it is presented, and advocacy backed by knowledge and experience in how any claim is settled.
We consider the insurance companies involved, the adjusters they’re likely to use for your claim, and the estimators and other resources involved on their team. We carefully examine your insurance policies; assess your coverage, limits, sublimits and exclusions and determine how they apply to the various aspects of your loss.
In this context, our experienced professionals are well aware that any statement prepared incorrectly could trigger a coverage exclusion and a reduction of your proceeds. Thus, our focus is entirely on helping you achieve the maximum recovery in the shortest possible time.
When you choose to engage Canopy Claims Management we are your advocate. Unlike some claims firms, we work exclusively for the policyholder and not for insurance companies. So, there’s never any doubt about our focus and desire to achieve the best results possible for each of our clients.
The vast experience of our professionals who earlier in their careers worked at insurers gives us insights on how insurance companies approach claims. In turn, this strengthens our ability to drive results for our clients. In addition, the past relationships they developed with the insurance company executives gives them credibility both in defending your claim and reducing the time it takes to bring the claim to resolution.
